If you've spent any time looking at brokerages, you've heard the pitch. "100% commission." "Keep what you earn." "No splits." It sounds great until you start asking what it actually costs to be there. Most flat-fee shops bury the real number behind monthly minimums, transaction fees, technology fees, desk fees, E&O fees, and the kind of fine print that turns a clean idea into a death-by-a-thousand-cuts compensation plan.
NettWork Global runs a flat-fee model, and we believe the math should fit on a napkin. So here it is, in full, with no spin.
The whole compensation structure, on one page
NettWork Global agents pay two fees. That's it.
- $485 per closed transaction, capped at 25 transactions per calendar year.
- $40 per month for the platform, which covers E&O insurance, the Boldtrail CRM (with your own personal agent website), our compliance system, the online training library, weekly live trainings, and agent masterminds.
That's the entire bill. No franchise fee. No technology fee. No "transaction coordination" fee tacked on at closing. No desk rent. No annual cap fee. Once you close your 25th transaction in a calendar year, you pay zero on every transaction after that for the rest of the year. You keep 100% of every commission.
$485 × 25 transactions + $40 × 12 months. Cap it, and you cannot pay us a penny more no matter how big your year gets.
What this looks like at different production levels
The flat-fee math is easy to compare against a traditional split brokerage. We'll use a 70/30 split as the baseline since it's a common starting point, and an average gross commission of $7,500 per transaction (a $250,000 home at 3% commission). Your numbers may be higher or lower, but the structure of the comparison holds either way.
| Transactions | Gross commission | NettWork keeps (you) | 70/30 split keeps (you) | Difference |
|---|---|---|---|---|
| 5 | $37,500 | $34,595 | $26,250 | +$8,345 |
| 15 | $112,500 | $104,795 | $78,750 | +$26,045 |
| 25 | $187,500 | $174,895 | $131,250 | +$43,645 |
| 35 | $262,500 | $249,895 | $183,750 | +$66,145 |
| 50 | $375,000 | $362,395 | $262,500 | +$99,895 |
A few things to notice about that table.
At 5 transactions, even a brand new agent keeps about $8,300 more than they would at a traditional split shop. That's real money in your first year, when cash flow matters most.
At 25 transactions, you've hit the cap and the math turns sharply in your favor. Every transaction after that pays you 100% of your commission, with zero brokerage fee attached. A mid-career agent doing 35 to 50 transactions a year is leaving $66,000 to $100,000 on the table at a 70/30 shop.
At 50 transactions, NettWork costs you 3.4% of your gross commission. A 70/30 split costs you 30%. That's the entire pitch in two numbers.
The Growth Share Program
Here's something most brokerages won't talk about directly. When you join NettWork, you name a sponsor. That's the existing NettWork agent who was the reason you heard about us or made the move. From that point forward, every transaction you close pays your sponsor $100, drawn from the $485 flat fee. It doesn't add to your cost. It doesn't change your net. It just means $100 of what you'd already be paying us goes to the person who brought you in.
That money compounds. An agent who brings five colleagues into NettWork, each doing 20 transactions a year, earns $10,000 a year in passive Growth Share income. An agent who builds out a real network over time can generate residual income that follows them into retirement. We've designed it without complicated tiers, without minimum production requirements to qualify, and without a cap. The system is the system.
Most brokerages with similar programs run them as profit share or revenue share, paid out of corporate profit. That works fine until corporate has a bad year and the payouts shrink. Our Growth Share comes directly out of the flat fee on the transaction, which means as long as agents are closing, sponsors are getting paid. The math is durable.
Why we chose this structure
Most flat-fee brokerages start with a question that goes something like, "How low can we get the agent's fee while still keeping the lights on?" That's the wrong question. It produces brokerages that feel like skeleton crews. The CRM is bare. The training is a recorded video from 2019. The compliance officer takes three days to return calls. The agent saves money on splits and pays for it in operational drag.
We started with a different question. "What do top-producing agents actually need to be supported, and what's the lowest fee that can fund all of it sustainably?" The answer turned out to be $485 per transaction plus $40 a month. That funds a real CRM, real E&O coverage, real compliance, real training, and a real broker on call. It does not fund a 30% commission haircut, which is why we don't take one.
The math should fit on a napkin. The brokerage should fit your life. The technology should be invisible. Everything else is yours.
Common objections, briefly addressed
"What's the catch?" There isn't one. The catch at most brokerages is volume. They make their money on the 70/30 split, so they need you to produce a lot. Our incentive is the opposite. Once you cap at 25, we make nothing more from you that year. So we're indifferent on transaction volume and very focused on agent retention. We want you to stay, not produce until you burn out.
"What about leads?" We don't take leads from your closings. Your sphere is your sphere. We focus the brokerage on the things that compound (training, coaching, systems, network) and let you keep the relationships you build. If you want a brokerage that hands you leads in exchange for a fat split, we're the wrong fit. If you want to keep what you produce, we're built for you.
"Will the support actually be there?" We have 300+ agents across Missouri and Illinois. Weekly live trainings. A compliance email that gets answered same-day. Boldtrail CRM with a personal website included. Online training library. Agent masterminds. A responsive brokerage and recruiting team who actually pick up. None of that is theoretical. Ask our agents on the Reviews page.
"What if I do fewer than 5 transactions a year?" Honest answer: the math gets closer to neutral on tiny volume. If you do 1 to 2 transactions a year, the absolute dollar advantage is smaller. But the access to systems and training is the same. We have agents who built from a part-time business into a full-time career inside NettWork because the cost structure didn't punish them while they were ramping up.
The honest bottom line
A flat-fee brokerage isn't for every agent. If you genuinely want a brokerage that runs your business for you, hands you leads, and tells you what to do, a higher-cost shop with more hand-holding probably makes sense. Pay the 30% and get the service.
But if you're producing well, your sphere is yours, and you'd rather invest the saved commission into your own marketing, your own team, or your own life, the math is hard to argue with. At 15 transactions a year, you keep an extra $26,000. At 35, an extra $66,000. At 50, an extra $100,000. Those numbers are not theoretical. They're what our agents experience.
The model is simple. The math is transparent. The brokerage works because it's built around respect for the agent's business, not extraction from it.